To invest or pay-off loans
A1 A2 B1 B2 C1 C2
have
US / həv /
•UK / hæv /
- verb
- To drink, smoke, eat or use something
- To experience the effects of something
- To organize an event, or join in an activity
- To own, possess, or hold something
- To cause to happen or produce a particular effect
his
US / hɪz /
•UK / hɪz /
- pronoun
- Something belonging to a male person
with
US / wɪð /
•UK / wɪð, wɪθ /
- preposition
- As an employee of a certain company
- Against something or someone
- By using something as a means
- Due to; because of
- Including
- Possessing as a feature
- Related to
- (Of the manner/attitude by which you do something)
- Used to express that people or things are together
could
US / kəd /
•UK / kʊd /
- other
- Past form of 'can' to mean have ability
- Used to ask for something politely, or to offer
slightly
US / ˈslaɪtli /
•UK / ˈslaɪtli /
- adverb
- Only a little
interest
US / 'ɪntrəst /
•UK / ˈɪntrɪst, -tərɪst, -ˌtrɛst /
- noun
- Best or most advantageous thing for someone
- Activity or subject one enjoys doing or learning
- Fee for borrowing money
- verb
- To make someone want to know about something
- To persuade to do, become involved with something
car
US / kɑ:(r) /
•UK / kɑr /
- noun
- A vehicle with wheels and engine to carry people
low
US / ləʊ /
•UK / lo /
- adjecitve
- Having a small quantity, supply, or amount
- Being unhappy or unpleasant in attitude
- Not high; being near the ground, or bottom
- (Of a voice, sound) being soft; quiet
- noun
- Situation of not having a lot of something
costly
US / 'kɒstlɪ /
•UK / ˈkɔstli /
- adjecitve
- Being very expensive, often wasteful
then
US / ðen /
•UK / ðɛn /
- adverb
- A time that is not now
- Following another thing in time or arrangement
- Following on reasonably from what was just stated
- At that time, not now
case
US / keɪs /
•UK / kes /
- noun
- Container used to carry things, e.g. clothes
- Set of facts about a crime
- Set of facts about an event
- Example or instance of something
- verb
- To find out about a place, as in planning to steal
mean
US / mi:n /
•UK / min /
- adjecitve
- Being good at
- Nasty; unkind
- Not liking to spend money; cheap; stingy
- noun
- Average of a set of numbers
- verb
- To express a particular idea or thought
- To intend to do something in particular
- To have a particular meaning or value
essentially
US / ɪˈsenʃəli /
•UK / ɪˈsenʃəli /
- adverb
- Basically; (said when stating the basic facts)
right
US / raɪt /
•UK / raɪt /
- adjecitve
- Correct or true
- The south side of you looking at the rising sun
- adverb
- Exactly in a place or time
- Being appropriate for a particular event
- In a straight or direct manner
- noun
- Something you are legally or morally allowed to do
- Ideal of what is just and good
- Political view based on conservatism
- verb
- To fix something previously wrong or unjust
- To make upright, as a boat that has turned over
percentage
US / pəˈsentɪdʒ /
•UK / pərˈsentɪdʒ /
- noun
- Part of a whole divided into hundredths
about
US / ə'baʊt /
•UK / əˈbaʊt /
- adverb
- To be ready to; going to
- Nearly; approximately; roughly
- Near; next to; close to
- In every direction; in the area of
- preposition
- Concerning or of (a topic)
different
US / ˈdɪfrənt /
•UK / ˈdɪfrənt /
- adjecitve
- Not of the same kind; unlike other things
even
US / 'i:vn /
•UK / ˈivən /
- adjecitve
- Being equal in influence, power, possibility etc.
- Being divided equally or fairly
- (Of teams/contest) with similar chances of success
- Smooth, level, or regular
- Can be divided by 2; ending in 2, 4, 6, 8, or 0
- At a regular, equally steady manner
- Remaining steady and unchanging
- adverb
- (When this is surprising) as well; too
- (Used to compare two things/stress the difference)
- verb
- To make something level; to flatten
- To make something equal
that
US / ðæt /
•UK / ðæt, ðət /
- adjecitve
- The person or thing being talked about
- Used to identify something both the speakers know
- adverb
- Used to reinforce adjectives and adverbs
- To such a degree
- conjunction
- Used to connect a noun clause
- Used to introduce an adverbial clause
- Used to introduce a noun clause
- determiner
- Used as a noun to refer to something
- pronoun
- Referring an object far away
- Used to refer to the relative pronoun ‘which’
what
US / wɒt /
•UK / hwɑt, hwʌt, wɔt, wʌt,hwət, wət /
- pronoun
- Thing or things that; the same kind as
- Used to emphasize something you are about to say
- adjecitve
- Used to refer to a particular amount, or number
- Used to place emphasis on a particular quality
- adverb
- To a certain degree
- determiner
- Question words used for asking for information
- exclamation
- Used to express excitement, shock, or surprise
- Used to ask people to repeat something they said
get
US / ɡet /
•UK / ɡɛt /
- verb
- To become affected by illness or disease
- To begin to feel or understand an emotion or idea
- To send or bring someone or something home, etc.
- To go somewhere to obtain something
- To (cause to) do a particular thing
- To obtain, receive or be given something
- To currently have
- To prepare for use
- To understand something being said or read
first
US / fɜ:st /
•UK / fɚst /
- adjecitve
- 1st; Coming before all others in time or place
- noun
- Something that has not happened before
- Position of the winner of a competition
roughly
US / ˈrʌfli /
•UK / ˈrʌflɪ /
- adverb
- Approximately; (of numbers) about; around
- In a manner that is violent or not careful
- In an inexact, imprecise or violent way
- In a basic, simple manner
loan
US / ləʊn /
•UK / lon /
- noun
- Act of allowing someone to borrow something
- verb
- To give money, etc. that must be paid back
not
US / nɒt /
•UK / nɑt /
- adverb
- Word indicating the negative
- (Used to form the negative of verbs)
stock
US / stɒk /
•UK / stɑk /
- adjecitve
- (E.g. of a response) standard; usual; not original
- noun
- Animals such as cattle kept for breeding
- Tasty liquid added to stews, soups etc.
- Merchandise; goods kept by a business for sale
- Piece of a business, bought in the form of shares
- verb
- To keep some of, as items for sale
volatility
US / ˌvɒlə'tɪlətɪ /
•UK / ˌvɒlə'tɪlətɪ /
- noun
- Changing from a solid or liquid to a gas
- Quality of changing suddenly or extremely
would
US / wʊd /
•UK / wʊd /
- other
- Used to indicate something imagined
- Used to ask or request something politely
- Verb used to indicate possibility, request etc.
- Used to indicate a preference
- Used to indicate a reaction
- Indicates something that occurred repeatedly
- Used to indicate willingness or ability to do
now
US / naʊ /
•UK / naʊ /
- adverb
- At the present time or moment
- Right away or in the next possible moment
- Used to refer to something that just happened
- Time between the present and a moment in the past
- conjunction
- Resulting from or because of something
can
US / kæn /
•UK / kən,kæn /
- noun
- A metal container for storing food
- other
- Able to; have the skill to; have the time to
- verb
- To have permission to
- To be possible to do
- To preserve food by sealing it in a metal container
income
US / ˈɪnkʌm /
•UK / ˈɪnˌkʌm /
- noun
- Earned money from work, investments or business
but
US / bət /
•UK / bʌt,bət /
- conjunction
- Used before you say something different, opposite
save
US / seɪv /
•UK / sev /
- noun
- Preventing a player in a game from scoring a goal
- preposition
- Except; not including
- verb
- To make your computer keep a file
- To keep for future use
- To make something unnecessary; prevent
- To keep money so that you will have it later
- To keep something for future use, such as money
- To keep or rescue someone or something from harm
- To prevent a player in a game from scoring a goal
- To avoid the unnecessary waste of energy, etc.
same
US / seɪm /
•UK / sem /
- adjecitve
- Being equal in quality and amount
- Identical; not different
- Not changing; constant
expect
US / ɪk'spekt /
•UK / ɪkˈspɛkt /
- verb
- To believe something is probably going to happen
want
US / wɔnt /
•UK / wɑnt, wɔnt /
- noun
- Something you desire or wish for
- State or condition of poverty
- verb
- To desire or wish for something; hope for a thing
whether
US / ˈweðə(r) /
•UK / ˈhwɛðɚ, ˈwɛð- /
- conjunction
- If something will happen or not
here
US / hɪə(r) /
•UK / hɪr /
- adverb
- In this place; at this location, position or time
actually
US / ˈæktʃuəli /
•UK / ˈæktʃuəli /
- adverb
- Used to add new (often different) information
bonus
US / ˈbəʊnəs /
•UK / ˈboʊnəs /
- noun
- Extra money for achieving, exceeding targets
day
US / deɪ /
•UK / de /
- noun
- A period of 24 hours beginning at midnight
- The period of time when it is light outside
- Person's name
tax
US / tæks /
•UK / tæks /
- noun
- Money taken by a government from its people
- verb
- To require a lot of physical or mental effort
- (Government) to take money from a country's people
sure
US / ʃʊə(r) /
•UK / ʃʊr /
- adjecitve
- Having no doubts about something
- Have confidence in your own words or actions
- Firmly established or held; being firm or stable
- Being correct or true
- adverb
- What you say to agree willingly
third
US / θɜ:d /
•UK / θɜ:rd /
- adjecitve
- 3rd: Number after second
once
US / wʌns /
•UK / wʌns /
- adverb
- One time; one instance
- At a time in the past
- conjunction
- When; as soon as
should
US / ʃʊd /
•UK / ʃʊd /
- other
- Used to indicate what is proper or reasonable
always
US / 'ɔ:lweɪz /
•UK / ˈɔlwez,-wɪz,-wiz /
- adverb
- For a very long time
- At all times; in every situation
- For ever
net
US / net /
•UK / nɛt /
- adjecitve
- Remaining amount after something is taken away
- noun
- Internet
- Crossed rope, fibers with partly open pattern
- Crossed ropes that make up the back of a goal
- verb
- To catch or cover something in a mesh, often fish
- To gain or earn a certain amount of money
- To hit a ball into a goal during a sports event
will
US / wɪl /
•UK / wɪl /
- noun
- Desire or choice of someone
- Document saying who gets your money when you die
- Strong desire to do something; determination
- Desire to do something; strong wish to do
- other
- Used with verbs to express the future
- verb
- To leave property to someone after your death
- To use mental effort to make something happen
- Am (is, are) likely to do
- To influence someone to do something
- To make something happen by strongly wanting it
deductible
US / dɪˈdʌktəbl /
•UK / dɪˈdʌktəbl /
- adjecitve
- Acceptable as a deduction (from tax that is due)
market
US / ˈmɑ:kɪt /
•UK / ˈmɑ:rkɪt /
- noun
- Need or demand for a particular product or service
- Area or region where a certain product is sold
- Public event where people sell goods on tables
- Institution where stocks are bought and sold
- verb
- To publicize products to get you to buy; advertise
reason
US / 'ri:zn /
•UK / ˈrizən /
- noun
- Ability to think about facts and form a judgment
- Explanation for why something occurred or was done
- verb
- To think and make conclusions in a logical manner
ask
US / ɑ:sk /
•UK / æsk /
- verb
- To say to someone that you want something
lower
US / 'ləʊə(r) /
•UK / ˈlaʊɚ, laʊr /
- adjecitve
- In a position more near the bottom
- verb
- To move something downward to the ground
mortgage
US / 'mɔ:ɡɪdʒ /
•UK / ˈmɔrɡɪdʒ /
- noun
- Long-term loan from a bank for buying property
well
US / wel /
•UK / wɛl /
- adjecitve
- Being in a fortunate, good condition or state
- Healthy and in good condition
- adverb
- In an acceptable, proper, or successful manner
- In a complete, total, or full manner
- A great and considerable degree
- In a successful way, in a good or satisfactory way
- exclamation
- Used to begin or continue a particular statement
- Used to show you want to start saying something
- Used to express that you are waiting for a reply
- You say this to change the topic of a conversation
- Used to indicate you are making a final remark
- noun
- Long deep hole in the ground to get water
- verb
- To cause your eyes to fill with tears
amount
US / ə'maʊnt /
•UK / əˈmaʊnt /
- noun
- Quantity of something
- verb
- To add up to a certain figure
basis
US / ˈbeɪsɪs /
•UK / ˈbesɪs /
- noun
- Main ingredient or part of something
- Starting situation, fact, idea to develop from
home
US / həʊm /
•UK / hom /
- adjecitve
- A sports team's own field or place of play
- adverb
- Into the correct or intended position
- noun
- House, apartment or building to be rented or sold
- Institution for sick or elderly people
- Place where a person or a family lives
- Country where a person lives or was born
- Region that is native to peoples, plant or animals
- verb
- To move towards a particular target location
just
US / dʒʌst /
•UK / dʒʌst /
- adjecitve
- Proper or appropriate; as is deserved
- Doing or being what is right or fair
- Legally correct; having enough evidence
- adverb
- Almost; nearly
- Exactly at the time of
- Exactly (the same as, like)
talk
US / tɔ:k /
•UK / tɔk /
- noun
- Style of speaking
- Discussion between two countries
- Giving information in front of people; lecture
- Saying things or ideas to someone with words
- verb
- To make a formal speech about something
- To say things or ideas to someone with words
for
US / fə(r) /
•UK / fɔr,fə /
- preposition
- Used to show the purpose, or need of something
why
US / waɪ /
•UK / hwaɪ, waɪ /
- adverb
- Question word to ask for a reason
- exclamation
- (Used to express surprise or approval)
depend
US / dɪˈpend /
•UK / dɪˈpend /
- verb
- Be controlled or determined by (someone/something)
deduct
US / dɪ'dʌkt /
•UK / dɪˈdʌkt /
- verb
- To take some amount away from a total
situation
US / ˌsɪtʃuˈeɪʃn /
•UK / ˌsɪtʃuˈeʃən /
- noun
- Place, position or area that something is in
- Circumstance or condition surrounding an event
- An unexpected problem or difficulty
definitely
US / ˈdefɪnətli /
•UK / ˈdefɪnətli /
- adverb
- Without question; beyond doubt
option
US / 'ɒpʃn /
•UK / ˈɑpʃən /
- noun
- A choice
- Right to buy or sell at a certain price and time
work
US / wɜ:k /
•UK / wɚk /
- adjecitve
- Activity completed in order to make money
- noun
- The product of some artistic or literary endeavor
- Everything created by an author, artist, musician
- Activity you do in order to make money
- Place of employment
- Final product or result of a some labor or effort
- verb
- To bring into a specific state of success
- To be functioning properly, e.g. a car
- To do your job in your company or workplace
- To make an effort to do something
- To operate a machine or device
look
US / lʊk /
•UK / lʊk /
- noun
- Person's beauty or physical attractiveness
- Particular style of dress, clothes, or appearance
- The way someone, something appears to be
- Act of searching for or examining something
- verb
- To appear to be; seem
pay
US / peɪ /
•UK / pe /
- noun
- Money you receive from your job, work, etc.
- verb
- To give money for goods or work done
- To give (attention, respect, etc.) to
- To be punished or suffer for something you did
- To make (a visit) to a person or place
figure
US / ˈfiɡə /
•UK / ˈfɪɡjɚ /
- noun
- Your body shape
- Numbers in a calculation
- Doll-like thing meant to represent a person
- Picture or diagram giving information in a text
- Person who is very important or famous
- Shape of a person seen indistinctly or in outline
- Amount that is expressed in numbers
- verb
- To appear in a game, play or event
- To calculate how much something will cost
- To understand after thinking; work out
guarantee
US / ˌɡærən'ti: /
•UK / ˌɡærənˈti /
- noun
- A promise to repair a broken product
- Promise that something will be done as expected
- verb
- To promise to repair a broken product
- To promise that something will happen or be done
- To promise to pay if another person fails to do so
their
US / ðɛː /
•UK / ðer /
- determiner
- Belonging to them
way
US / weɪ /
•UK / we /
- adverb
- Used to emphasize the amount of something
- noun
- Particular aspect of something being thought about
- One of various choices that could be made
- Particular existing condition or state
- (Often long) distance or length of time
- How something is done
- Route to go to a place
- Small street
- Usual behavior, emotions or habits of someone
everything
US / 'evrɪθɪŋ /
•UK / ˈɛvriˌθɪŋ /
- pronoun
- All of the things mentioned
risk
US / rɪsk /
•UK / rɪsk /
- noun
- Actions that cause potential problems
- verb
- To do something potentially dangerous or foolish
they
US / ðeɪ /
•UK / ðe /
- pronoun
- Two or more people, animals, or things
all
US / ɔ:l /
•UK / ɔl /
- adverb
- Completely; totally
- determiner
- Being every one of something
- pronoun
- 100% of something; the complete amount
its
US / ɪts /
•UK / ɪts /
- adjecitve
- Referring to or belonging to ‘it’
- determiner
- Of something; belonging or related to something
- other
- Possessive form of “it”
return
US / rɪ'tɜ:n /
•UK / rɪ'tɜ:rn /
- adjecitve
- Do again; repeated
- noun
- Faulty or unwanted product sent back to a company
- Enter key; the main key on the computer keyboard
- Profit made as a result of a business activity
- Process of going back to a previous way or state
- verb
- To hit something back to the other player or team
- To come back after being away from somewhere
- To repay someone's actions, kindness etc.
- To put, bring, take, give, or send something back
- To occur again
play
US / pleɪ /
•UK / pleɪ /
- noun
- Loose, free movement between two objects
- Single action in a sports game
- Performance in which people act in a theater
- verb
- To act as a character in a movie, or on stage
- To perform music on an instrument
- To use a device, e.g. a video game
- To do something for enjoyment and fun
- To do or perform a game or sport
this
US / ðɪs /
•UK / ðɪs /
- adjecitve
- Used to indicate something already been discussed
- Used to indicate something happening around now
- adverb
- An indication by a physical motion or gesture
- A specific amount of
- determiner
- Person, thing, or idea near you
- pronoun
- Person, thing that has already been discussed
adjust
US / əˈdʒʌst /
•UK / əˈdʒʌst /
- verb
- To change; to attain a desired state or function
- To change so as to fit in with new conditions
able
US / 'eɪbl /
•UK / ˈebəl /
- adjecitve
- Skilled; good at something
- Having the ability to do something
kind
US / kaɪnd /
•UK / kaɪnd /
- adjecitve
- In a caring and helpful manner
- friendly and considerate
- noun
- One type of thing
year
US / jə: /
•UK / jɪr /
- noun
- Unit of time equal to 12 months or 365 or 366 days
- Used to refer to the age of a person
you
US / jʊ /
•UK / ju /
- pronoun
- Person someone is speaking or writing to
- Person or people in general
other
US / 'ʌðə(r) /
•UK / ˈʌðər /
- adjecitve
- A thing different from that mentioned
- determiner
- (Something) else; not the first (one)
- pronoun
- Being the one and only thing of that category
than
US / ðən /
•UK / ðən /
- conjunction
- Used to compare two things that are not equal
relative
US / ˈrelətɪv /
•UK / ˈrɛlətɪv /
- adjecitve
- Measured or considered in comparison to another
- (Grammar) referring to words that appear earlier
- noun
- Members of the family
- Humans or animals sharing the same family history
make
US / meɪk /
•UK / mek /
- noun
- Product made by a particular company; brand
- verb
- To arrange or prepare something e.g. dinner
- To get to (a place) on time
- To gain the status of (teacher, lawyer, etc.)
- To create something by putting things together
- To earn a certain amount of money at a job
- To cause or force a person to do something
- To cause something to happen or be formed
although
US / ɔ:lˈðəu /
•UK / ɔlˈðo /
- conjunction
- Despite the fact that; however
less
US / les /
•UK / lɛs /
- adjecitve
- Smaller in amount or degree
- adverb
- To a smaller degree
- noun
- A smaller amount
- preposition
- With the subtraction of
sake
US / seɪk /
•UK / sek /
- noun
- Japanese rice wine
- Interest or benefit of someone or something
effective
US / ɪˈfektɪv /
•UK / ɪˈfɛktɪv /
- adjecitve
- Working efficiently to produce a desired result
state
US / steɪt /
•UK / stet /
- adjecitve
- Concerning region within a country
- noun
- Region within a country, with its own government
- Situation or condition something is in
- verb
- To say; declare as fact
let
US / let /
•UK / lɛt /
- verb
- To allow someone to do something
- Introducing a suggestion to do something together
- To rent a house, etc. to others
might
US / maɪt /
•UK / maɪt /
- other
- Used to politely request an action
- Used to express that something could happen
- Power, strength, force or influence
the
US / ðə /
•UK / ðə /
- article
- Used to refer to something already mentioned
- Used to show there is only one of something
- determiner
- Used to describe all of a family
rate
US / reɪt /
•UK / ret /
- noun
- Current price or cost of something
- Speed or frequency of events over time
- verb
- To assess something or consider its qualities
another
US / əˈnʌðə(r) /
•UK / əˈnʌðɚ /
- adjecitve
- One more, but not this
- determiner
- One more added
- pronoun
- One more (thing)
sometimes
US / ˈsʌmtaɪmz /
•UK / ˈsʌmˌtaɪmz /
- adverb
- Only at certain times; occasionally
couple
US / 'kʌpl /
•UK / ˈkʌpəl /
- noun
- Two people in a romantic relationship
- Two of something; two people; a pair
- verb
- To join something to something else
- (Two animals) to engage in sexual relations
- To put two people or things together
and
US / ənd /
•UK / ənd, ən,ænd /
- conjunction
- Used to refer to two or more things
- Plus; in addition; on top of that
- Used to introduce an action that follows another
back
US / bæk /
•UK / bæk /
- adjecitve
- Farthest from the front e.g. in a classroom
- adverb
- Have returned to a place you were before
- noun
- The part of a chair that the upper body leans upon
- Location at the rear of something
- The reverse of side something
- Area on the rear of your body
- verb
- To bet money on something
- To go backwards in a car
- To support and encourage someone or some cause
guy
US / ɡaɪ /
•UK / ɡaɪ /
- noun
- Man; boy; any person
money
US / 'mʌnɪ /
•UK / ˈmʌni /
- noun
- Coins or notes we use to pay for things
marginal
US / 'mɑ:dʒɪnl /
•UK / ˈmɑrdʒənəl /
- adjecitve
- Very small; on the edge; not important
only
US / ˈəunli /
•UK / ˈonli /
- adverb
- Just one; just that amount or thing; not more than
- Not very important or serious
- Just that type of thing, person
- Short time ago; not before a certain time
- conjunction
- Except; but
from
US / frəm /
•UK / frʌm, frɑm,frəm /
- preposition
- Starting at a particular place, time or level
out
US / aʊt /
•UK / aʊt /
- adverb
- No longer stylish (e.g. fashion)
- Away from home, business, or the usual place
- In a direction/movement away from inside or center
- noun
- Act when a batter cannot continue playing
- verb
- To tell people a secret
reduce
US / rɪ'dju:s /
•UK / rɪˈdus, -ˈdjus /
- verb
- To try to decrease, e.g. your weight if overweight
- To boil a liquid until it has decreased in amount
- To make something smaller in size, amount, level
any
US / 'enɪ /
•UK / ˈɛni /
- adjecitve
- One, or some, no matter which
- pronoun
- One (thing) of many; some
think
US / θɪŋk /
•UK / θɪŋk /
- verb
- To have an idea about something without certainty
- To have an idea, opinion or belief about something