Increasing number of Canadians are missing their loan payments: Equifax report
A1 A2 B1 B2 C1 C2
recent
US / 'ri:snt /
•UK / ˈrisənt /
- adjecitve
- Happening or beginning not long ago
now
US / naʊ /
•UK / naʊ /
- adverb
- At the present time or moment
- Right away or in the next possible moment
- Used to refer to something that just happened
- Time between the present and a moment in the past
- conjunction
- Resulting from or because of something
slow
US / sləʊ /
•UK / sloʊ /
- adjecitve
- Lacking activity, busyness or excitement
- (Clock) showing time earlier than the actual time
- Having difficulty understanding simple things
- Moving or happening without speed; not fast
- verb
- To move, with less speed than before
- To move or go without much speed
but
US / bət /
•UK / bʌt,bət /
- conjunction
- Used before you say something different, opposite
loan
US / ləʊn /
•UK / lon /
- noun
- Act of allowing someone to borrow something
- verb
- To give money, etc. that must be paid back
quite
US / kwaɪt /
•UK / kwaɪt /
- adverb
- Not very; fairly
- Very; In a complete or total manner
not
US / nɒt /
•UK / nɑt /
- adverb
- Word indicating the negative
- (Used to form the negative of verbs)
income
US / ˈɪnkʌm /
•UK / ˈɪnˌkʌm /
- noun
- Earned money from work, investments or business
potentially
US / pə'tenʃəlɪ /
•UK / pəˈtɛnʃəlɪ /
- adverb
- That could happen or become reality
become
US / bɪ'kʌm /
•UK / bɪˈkʌm /
- verb
- To begin to be; grow to be; develop into
- To be suitable for a particular job or role
our
US / 'aʊə(r) /
•UK / aʊr /
- determiner
- Belonging to us
pandemic
US / pæn'demɪk /
•UK / pænˈdɛmɪk /
- adjecitve
- (of a disease) existing in almost all of an area or in almost all of a group of people, animals, or
- noun
- a pandemic disease
canadian
US / kəˈneɪdiən /
•UK / kəˈnediən /
- adjecitve
- Concerning the culture and people of Canada
- noun
- Person from Canada
would
US / wʊd /
•UK / wʊd /
- other
- Used to indicate something imagined
- Used to ask or request something politely
- Verb used to indicate possibility, request etc.
- Used to indicate a preference
- Used to indicate a reaction
- Indicates something that occurred repeatedly
- Used to indicate willingness or ability to do
yet
US / jet /
•UK / jɛt /
- adverb
- At a later time (used after ‘not’)
- (Used to emphasize that thing is, will be greater)
- Eventually; at a future time
- Until now; up to the present
- conjunction
- Adding to what has been said, often as a contrast
credit
US / 'kredɪt /
•UK / ˈkrɛdɪt /
- adjecitve
- Having a positive amount of money
- noun
- System to buy something and pay for it later
- Points earned instead of money
- Quality of having a good reputation for a reason
- Points earned towards a university degree
- verb
- To add a certain amount of money to a total
- To recognize someone's achievements or help
compare
US / kəm'peə(r) /
•UK / kəmˈpɛr /
- verb
- To consider how similar and different things are
pick
US / pɪk /
•UK / pɪk /
- noun
- Sharp tool used for breaking the ground
- Item selected from a group of choices
- verb
- To take fruit or vegetables from a plant or tree
- To decide on a thing from various choices; select
- To remove (flower, etc.) with your fingers
renewal
US / rɪˈnju:əl /
•UK / rɪˈnu:əl /
- noun
- Action of making something more modern or like new
expect
US / ɪk'spekt /
•UK / ɪkˈspɛkt /
- verb
- To believe something is probably going to happen
good
US / ɡʊd /
•UK / ɡʊd /
- adjecitve
- Proper, appropriate or right
- (Of an amount) enough; plenty
- Excellent; high quality
- Acting well or properly; of moral character
- In a positive or happy emotional state
- noun
- Advantage or benefit
insolvency
US / ɪnˈsɒlvənsi /
•UK / ɪnˈsɑːlvənsi /
- noun
- State of being unable to pay debts
two
US / tu: /
•UK / tu /
- number
- 2
sometimes
US / ˈsʌmtaɪmz /
•UK / ˈsʌmˌtaɪmz /
- adverb
- Only at certain times; occasionally
back
US / bæk /
•UK / bæk /
- adjecitve
- Farthest from the front e.g. in a classroom
- adverb
- Have returned to a place you were before
- noun
- The part of a chair that the upper body leans upon
- Location at the rear of something
- The reverse of side something
- Area on the rear of your body
- verb
- To bet money on something
- To go backwards in a car
- To support and encourage someone or some cause
and
US / ənd /
•UK / ənd, ən,ænd /
- conjunction
- Used to refer to two or more things
- Plus; in addition; on top of that
- Used to introduce an action that follows another
think
US / θɪŋk /
•UK / θɪŋk /
- verb
- To have an idea about something without certainty
- To have an idea, opinion or belief about something
out
US / aʊt /
•UK / aʊt /
- adverb
- No longer stylish (e.g. fashion)
- Away from home, business, or the usual place
- In a direction/movement away from inside or center
- noun
- Act when a batter cannot continue playing
- verb
- To tell people a secret
normally
US / ˈnɔ:məli /
•UK / ˈnɔːrməli /
- adverb
- In the manner that is usual or ordinary
front
US / frʌnt /
•UK / frʌnt /
- adjecitve
- Opposite of back; the forward part of an object
- noun
- Behavior not showing a person's true feelings
- Area where fighting in a war is happening
- Place where air of different temperatures meets
- verb
- To have the forward part facing something
- To lead a group of people, usually a band
come
US / kʌm /
•UK / kʌm /
- verb
- To arrive at a place
- (Of mail) to be delivered
- To move toward someone; go with someone
- To reach a certain point or state
particular
US / pəˈtɪkjələ(r) /
•UK / pɚˈtɪkjəlɚ, pəˈtɪk- /
- adjecitve
- One specific (one)
- Having firm ideas about what is desirable
- Being special or more than is typical
finance
US / ˈfaɪnæns /
•UK / fəˈnæns, faɪ-, ˈfaɪˌnæns /
- adjecitve
- Concerned with money
- noun
- Control of money a person, business has access to
- verb
- To support someone or something financially
over
US / 'əʊvə(r) /
•UK / ˈovɚ /
- adverb
- Finished; no longer happening
- Towards the ground/away from a standing position
- noun
- A set of six consecutive balls bowled in cricket
- other
- Finished
- preposition
- Showing the relation when a thing is above another
- On or covering something
- Above or across something
- More than you need
- From one side to the other
- In the direction of; toward
from
US / frəm /
•UK / frʌm, frɑm,frəm /
- preposition
- Starting at a particular place, time or level
where
US / hwɛə /
•UK / hwɛr, wɛr /
- conjunction
- At or in the place which
- In whatever place
- pronoun
- Word you use to ask the location of something
rather
US / 'rɑ:ðə(r) /
•UK / ˈræðɚ, ˈrɑðɚ /
- adverb
- Somewhat; fairly; not that much
flat
US / flæt /
•UK / flæt /
- adjecitve
- Level; even; without curves or bumps
- Lifeless; lacking energy or vitality
- adverb
- In a certain, direct or absolute manner
- Against a surface without lifting or curving away
- noun
- Apartment; set of rooms for living in
- The smooth or level part of something
- Musical tone lower than another by a small degree
- verb
- To share an apartment with someone
much
US / mʌtʃ /
•UK / mʌtʃ /
- adjecitve
- Very; to a high level or degree
- adverb
- A lot; large amount; a high degree of
- Nearly; basically
- On many occasions; often
- noun
- A large amount; a great quantity
well
US / wel /
•UK / wɛl /
- adjecitve
- Being in a fortunate, good condition or state
- Healthy and in good condition
- adverb
- In an acceptable, proper, or successful manner
- In a complete, total, or full manner
- A great and considerable degree
- In a successful way, in a good or satisfactory way
- exclamation
- Used to begin or continue a particular statement
- Used to show you want to start saying something
- Used to express that you are waiting for a reply
- You say this to change the topic of a conversation
- Used to indicate you are making a final remark
- noun
- Long deep hole in the ground to get water
- verb
- To cause your eyes to fill with tears
news
US / nju:z /
•UK / nu:z /
- noun
- Broadcast on radio or TV about recent events
- Information about recent events
those
US / ðəʊz /
•UK / ðoz /
- determiner
- The people or things we are talking about
- pronoun
- The objects far from the speaker
pace
US / peɪs /
•UK / pes /
- noun
- Rate of speed at which something moves or happens
- Single step, often used to measure a distance
- verb
- To set and control your speed, as in a race
- To walk with slow purposeful steps
since
US / sɪns /
•UK / sɪns /
- adverb
- At a point before the present time
- conjunction
- For this reason; because
- preposition
- From the time in the past that
just
US / dʒʌst /
•UK / dʒʌst /
- adjecitve
- Proper or appropriate; as is deserved
- Doing or being what is right or fair
- Legally correct; having enough evidence
- adverb
- Almost; nearly
- Exactly at the time of
- Exactly (the same as, like)
generation
US / ˌdʒenəˈreɪʃn /
•UK / ˌdʒɛnəˈreʃən /
- noun
- Act or process of producing or causing something
- People born and living at about the same time
card
US / kɑ:d /
•UK / kɑ:rd /
- noun
- One of 54 pieces of paper used in a game of cards
- Small piece of paper or plastic used as ID
- verb
- (Golf) to record how many hits you took
definitely
US / ˈdefɪnətli /
•UK / ˈdefɪnətli /
- adverb
- Without question; beyond doubt
period
US / ˈpɪəriəd /
•UK / ˈpɪriəd /
- noun
- Set amount of time during which events take place
- A way to emphasize what you will say
- A full stop (.), marking the end of a sentence
- A menstrual cycle
- A set time for a class to be held
few
US / fju: /
•UK / fju /
- pronoun
- Not many, a small number
through
US / θru: /
•UK / θru /
- adjecitve
- having finished using or doing something
- adverb
- From the beginning of something until the end
- preposition
- Over, in, across an entire thing or place
- Allowing you to pass between, or to
- By a particular way or process; by the use of
lower
US / 'ləʊə(r) /
•UK / ˈlaʊɚ, laʊr /
- adjecitve
- In a position more near the bottom
- verb
- To move something downward to the ground
board
US / bɔ:d /
•UK / bɔrd, bord /
- noun
- Surface for posting or showing information
- Group of persons who direct an organization
- Long piece of material used for riding the waves
- Long thin piece of wood, used for building; plank
- verb
- To enter a ship, plane, or other vehicle
- To cover with long wooden strips of wood
- To pay money to live in someone's house; lodge
time
US / taɪm /
•UK / taɪm /
- noun
- Speed at which music is played; tempo
- Point as shown on a clock, e.g. 3 p.m
- Number of hours, minutes needed to do something
- Occasion when something happens
- Period or occasion that something occurred
- Period in history or the past
- Something measured in minutes, hours, days, etc.
- How long an event takes; duration
- verb
- To check speed at which music is performed
- To choose a specific moment to do something
- To measure how long an event takes, e.g. a race
- To schedule something to occur at a specific moment
consumer
US / kənˈsju:mə(r) /
•UK / kənˈsumɚ /
- noun
- Person who buys goods or services
start
US / stɑ:t /
•UK / stɑrt /
- noun
- First time or place that a thing exists; beginning
- First opportunity to achieve something, e.g. a job
- Sudden action or movement because you are scared
- other
- Beginning of something in place or time
- verb
- To do, be or happen for the first time; begin
- To turn something on
situation
US / ˌsɪtʃuˈeɪʃn /
•UK / ˌsɪtʃuˈeʃən /
- noun
- Place, position or area that something is in
- Circumstance or condition surrounding an event
- An unexpected problem or difficulty
report
US / rɪ'pɔ:t /
•UK / rɪˈpɔrt, ˈport /
- noun
- Account of the necessary facts and information
- The telling of news in the media
- Official statement about something
- verb
- To submit a report or bill to the government
- To write in a newspaper or speak on a news program
- To state something officially
- To officially present yourself to an authority
- To describe something by telling it to others
for
US / fə(r) /
•UK / fɔr,fə /
- preposition
- Used to show the purpose, or need of something
mortgage
US / 'mɔ:ɡɪdʒ /
•UK / ˈmɔrɡɪdʒ /
- noun
- Long-term loan from a bank for buying property
nowadays
US / ˈnaʊədeɪz /
•UK / ˈnaʊəˌdez /
- adverb
- At the present time; now
like
US / laɪk /
•UK / laɪk /
- adjecitve
- Being equal in status or kind to something else
- Similar; the same
- adverb
- For example
- preposition
- Used as a filler; used to ad emphasis
- In a way similar to the way something is done
- Such as; for example
- verb
- To want to
- To find something pleasing; to prefer something
that
US / ðæt /
•UK / ðæt, ðət /
- adjecitve
- The person or thing being talked about
- Used to identify something both the speakers know
- adverb
- Used to reinforce adjectives and adverbs
- To such a degree
- conjunction
- Used to connect a noun clause
- Used to introduce an adverbial clause
- Used to introduce a noun clause
- determiner
- Used as a noun to refer to something
- pronoun
- Referring an object far away
- Used to refer to the relative pronoun ‘which’
what
US / wɒt /
•UK / hwɑt, hwʌt, wɔt, wʌt,hwət, wət /
- pronoun
- Thing or things that; the same kind as
- Used to emphasize something you are about to say
- adjecitve
- Used to refer to a particular amount, or number
- Used to place emphasis on a particular quality
- adverb
- To a certain degree
- determiner
- Question words used for asking for information
- exclamation
- Used to express excitement, shock, or surprise
- Used to ask people to repeat something they said
aware
US / əˈwɛə /
•UK / əˈwɛr /
- adjecitve
- Knowing or feeling that something exists
down
US / daʊn /
•UK / daʊn /
- adjecitve
- Being sad, sick, or unhappy
- Not operating, working, or functioning as expected
- adverb
- In a sitting or lying position
- Towards or on the ground, floor, or bottom
- Written or copied onto a piece of paper or book
- noun
- A period of play in American Football
- The soft, smooth hairs that cover a bird's body
- preposition
- Along something's path, course, or direction
- Going from a higher position to a lower position
- verb
- To eat or drink very quickly and without stopping
tend
US / tend /
•UK / tɛnd /
- verb
- To move or act in a certain manner
- To take care of
- To regularly behave in a certain way
everywhere
US / ˈevriweə(r) /
•UK / ˈevriwer /
- adverb
- Every place
about
US / ə'baʊt /
•UK / əˈbaʊt /
- adverb
- To be ready to; going to
- Nearly; approximately; roughly
- Near; next to; close to
- In every direction; in the area of
- preposition
- Concerning or of (a topic)
bankruptcy
US / ˈbæŋkrʌptsi /
•UK / ˈbæŋkrʌptsi /
- noun
- State of having no money and unable to pay debts
right
US / raɪt /
•UK / raɪt /
- adjecitve
- Correct or true
- The south side of you looking at the rising sun
- adverb
- Exactly in a place or time
- Being appropriate for a particular event
- In a straight or direct manner
- noun
- Something you are legally or morally allowed to do
- Ideal of what is just and good
- Political view based on conservatism
- verb
- To fix something previously wrong or unjust
- To make upright, as a boat that has turned over
people
US / 'pi:pl /
•UK / ˈpipəl /
- noun
- Persons sharing culture, country, background, etc.
- Men, Women, Children
then
US / ðen /
•UK / ðɛn /
- adverb
- A time that is not now
- Following another thing in time or arrangement
- Following on reasonably from what was just stated
- At that time, not now
suddenly
US / ˈsʌdənli /
•UK / ˈsʌdn:lɪ /
- adverb
- In an unexpected or very quick manner
growth
US / grəʊθ /
•UK / groʊθ /
- noun
- Improvement, development in a skill over time
- A mass on the skin or body part related to illness
- Act of growing
number
US / ˈnʌmbə(r) /
•UK / ˈnʌmbɚ /
- noun
- Symbols such as 1, 2, 56, 793
- Particular song or dance performed during a show
- Total quantity or amount of things
- verb
- To put numbers on things
- To assign a sequence within a group, series, set
- To claim to be part of a larger group, series, set
unsurprisingly
US / /
•UK / /
- adverb
- In an expected manner; predictably
happen
US / 'hæpən /
•UK / ˈhæpən /
- verb
- To take place or occur
percentage
US / pəˈsentɪdʒ /
•UK / pərˈsentɪdʒ /
- noun
- Part of a whole divided into hundredths
primarily
US / praɪˈmerəli /
•UK / praɪˈmɛrəli, -ˈmɛr- /
- adverb
- In the most basic or important way
mean
US / mi:n /
•UK / min /
- adjecitve
- Being good at
- Nasty; unkind
- Not liking to spend money; cheap; stingy
- noun
- Average of a set of numbers
- verb
- To express a particular idea or thought
- To intend to do something in particular
- To have a particular meaning or value
again
US / ə'ɡen /
•UK / əˈɡɛn /
- adverb
- One more time, once more
rebecca
US / rɪˈbɛkə /
•UK / rəˈbɛkə /
- noun
- The (notional) leader of a movement whose supporters attacked and demolished turnpike toll gates chi
drop
US / drɒp /
•UK / drɑp /
- noun
- Distance between a higher and a lower level
- Act of letting something fall (from your hand)
- A decrease in quantity or quality; reduction
- Tiny amount of liquid, with rounded bottom
- verb
- To drive someone to a place and then drive away
- To let something fall from your hand
- To fall or lie down quickly, as when shot
- To decide to stop something e.g. a course)
- To (cause to) reduce in quantity or quality
pretty
US / 'prɪtɪ /
•UK / ˈprɪti /
- adjecitve
- Being attractive to the eye in a simple way
- adverb
- Very; to a great degree
space
US / speɪs /
•UK / spes /
- noun
- Empty area kept for a specific reason, like a car
- Empty area with nothing in it
- Area in the sky where the stars are
- Area between written words on a page
- verb
- To make a certain distance or time between
miss
US / mɪs /
•UK / mɪs /
- noun
- Action of not hitting something or someone
- Form of address to unmarried girl or woman
- verb
- To be absent
- To fail to hit something e.g. a ball
- To do without something
- To fail to see or sense something
- To fail to understand someone's message
- To be too late to ride on something e.g. train
- To feel you want to see someone who is not there
isolate
US / ˈaɪsəleɪt /
•UK / ˈaɪsəˌlet /
- verb
- To identify, consider, or deal with separately
- To keep in a place or situation apart from others
- To separate something from another substance
bit
US / bɪt /
•UK / bɪt /
- noun
- Device put in a horse's mouth to control it
- Small piece of something
- verb
- (E.g. of fish) to take bait and be caught
take
US / teɪk /
•UK / tek /
- noun
- Filming of a single scene for TV or the movies
- verb
- To accept something that is offered
- To use a method of traveling, e.g. a bus or train
- To use a camera to make (a photo)
- To pick up something and go away with it
- To study a subject in school
- To attempt to pass (an exam)
- To require a certain amount of time, money, space
advertisement
US / ədˈvɜ:tɪsmənt /
•UK / ˌædvɚˈtaɪzmənt, ædˈvɚtɪs-, -tɪz- /
- noun
- Poster, TV, film showing advantages of new product
old
US / əʊld /
•UK / old /
- adjecitve
- Having existed for a long time, not young or new
- Age of a person since birth
show
US / ʃəʊ /
•UK / ʃo /
- noun
- False display of love, emotion or action
- An event for displaying or promoting goods
- Play, opera or theater production
- Presentation that is broadcast on TV or radio
- verb
- To be easily seen or displayed
- To display your emotions or feelings
- To let someone see something; display
- To explain or teach how something is done
- To lead someone somewhere; point them to something
- To prove something to be true, correct
- To reveal or allow something to be seen
thank
US / θæŋk /
•UK / θæŋk /
- verb
- To tell someone you are grateful to them
look
US / lʊk /
•UK / lʊk /
- noun
- Person's beauty or physical attractiveness
- Particular style of dress, clothes, or appearance
- The way someone, something appears to be
- Act of searching for or examining something
- verb
- To appear to be; seem
they
US / ðeɪ /
•UK / ðe /
- pronoun
- Two or more people, animals, or things
option
US / 'ɒpʃn /
•UK / ˈɑpʃən /
- noun
- A choice
- Right to buy or sell at a certain price and time
believe
US / bɪ'li:v /
•UK / bɪˈliv /
- verb
- To think or accept that something is true
- To have a particular opinion about something
due
US / dju: /
•UK / du, dju /
- adjecitve
- When something is required or expected
- Owed to a person as a right
- noun
- Something you deserve; something you can expect
their
US / ðɛː /
•UK / ðer /
- determiner
- Belonging to them
oppose
US / əˈpəʊz /
•UK / əˈpoʊz /
- verb
- To fight against someone in a contest or game
move
US / mu:v /
•UK / muv /
- noun
- Act of moving a playing piece in chess, etc.
- An action; doing something
- Step taken to achieve a goal
- verb
- To cause someone to have certain emotions
- To cause something to change to a different place
- To change where people live or a business operates
- To take action to do or achieve something
billion
US / ˈbɪljən /
•UK / ˈbɪljən /
- noun
- Number 1,000,000,000
very
US / 'verɪ /
•UK / ˈvɛri /
- adjecitve
- Concerning a large degree or amount
- adverb
- A lot; much; many
- Used to stress or emphasize a noun
several
US / ˈsevrəl /
•UK / ˈsɛvərəl,ˈsɛvrəl /
- adjecitve
- Many of
- pronoun
- More than two but not a large amount
delinquency
US / dɪˈlɪŋkwənsi /
•UK / dɪˈlɪŋkwənsi, -ˈlɪn- /
- noun
- Bad behavior or crimes
- State of owing money
bring
US / brɪŋ /
•UK / brɪŋ /
- verb
- To take or go with someone to a place
US / 'pɒkɪt /
•UK / ˈpɑkɪt /
- adjecitve
- (As if) small enough to fit in your pocket
- noun
- Small cloth bag sewn into clothing to hold things
- Area of space
- verb
- To put something into your pocket
- To take or hide something illegally
who
US / hu: /
•UK / hu /
- pronoun
- Which person
- Used to introduce information about people
probably
US / ˈprɒbəbli /
•UK / ˈprɑbəbli /
- adverb
- That is likely to happen or be true
proposal
US / prəˈpəʊzl /
•UK / prəˈpozəl /
- noun
- Act of asking someone to marry you
- Offer or plan to people who can decide about it
shock
US / ʃɒk /
•UK / ʃɑ:k /
- noun
- The passage of an electricity through the body
- Sudden bad feeling caused by something unexpected
- verb
- To affect someone with an electrical current
- To cause great surprise, horror, or anger
market
US / ˈmɑ:kɪt /
•UK / ˈmɑ:rkɪt /
- noun
- Need or demand for a particular product or service
- Area or region where a certain product is sold
- Public event where people sell goods on tables
- Institution where stocks are bought and sold
- verb
- To publicize products to get you to buy; advertise
debt
US / det /
•UK / dɛt /
- noun
- Sum of money owed to someone that is not yet paid
use
US / ju:s /
•UK / ju:s /
- noun
- Ability to employ something
- Need to enable it to work
- Permission to do something with something
- Act of spending money
- Operation of a machine for its function
- verb
- To have; to eat, drink, consume etc.
- To need to operate or work
- To operate a machine, e.g. a computer
- To treat a person badly
- To do something with, for a task or purpose
obviously
US / ˈɒbviəsli /
•UK / ˈɑːbviəsli /
- adverb
- In a way that is obvious/easy to see or understand
side
US / saɪd /
•UK / saɪd /
- adjecitve
- In addition to the central or most important thing
- Next to, or very close to, the right or left of
- noun
- Position or opinion that is opposite to another
- Right or left part of a person's body
- Feature of someone's personality
- Straight edge of an object
- One of two or more groups fighting each other
- verb
- To decide to agree with one point, not the other
point
US / pɔɪnt /
•UK / pɔɪnt /
- noun
- An item to be discussed
- Small spot or dot
- Fact or detail
- Feature of something
- The size of the text on a page or screen
- A certain time or stage in a process
- Certain position in time or space
- Idea or fact you try to convince people about
- Measurement of scores in a game, sport
- Sharp end of something, e.g. a pen or pin
- verb
- To face a certain direction, e.g. north
- To indicate something with your finger to others
balance
US / ˈbæləns /
•UK / ˈbæləns /
- noun
- Instrument for weighing things
- Being stable; having equal weight on both sides
- Money remaining after paying costs
- verb
- To be steady by having equal weight on both sides
- To make two or more things equal
new
US / nju: /
•UK / nu, nju /
- adjecitve
- Not old, recently born, built or made
- Being or doing something for the first time
- Not felt, seen or known previously
- Having been recently bought or obtained
actually
US / ˈæktʃuəli /
•UK / ˈæktʃuəli /
- adverb
- Used to add new (often different) information
reality
US / rɪ'ælətɪ /
•UK / riˈælɪti /
- noun
- What is true, as opposed to what is imagined
walk
US / wɔ:k /
•UK / wɔk /
- noun
- Journey on foot done for pleasure or exercise
- verb
- To move with your legs at a slowish pace
housing
US / ˈhaʊzɪŋ /
•UK / ˈhaʊzɪŋ /
- noun
- Homes; houses in general
- Cover for a machine
- verb
- To give someone a place to live
- To contain or store something
insolvent
US / ɪnˈsɒlvənt /
•UK / ɪnˈsɑːlvənt /
- adjecitve
- Unable to pay your debts
shift
US / ʃɪft /
•UK / ʃɪft /
- adjecitve
- (Of work) starting at a certain time, as at night
- noun
- A change in a persons plans, opinions or beliefs
- Period of work starting at a certain time
- verb
- To change in position or direction
- To move something from one place to another
than
US / ðən /
•UK / ðən /
- conjunction
- Used to compare two things that are not equal
you
US / jʊ /
•UK / ju /
- pronoun
- Person someone is speaking or writing to
- Person or people in general
little
US / 'lɪtl /
•UK / ˈlɪtl /
- adjecitve
- Being short in length of time
- Not great in size, amount, or degree; small
- Being very young or younger than others
- adverb
- By an amount or degree that is not very much
- Not often; rarely
- noun
- A person's name
how
US / haʊ /
•UK / haʊ /
- adjecitve
- To what degree? in what amount?
- adverb
- (Used to explain the way to do something)
- exclamation
- For what purpose or reason?
- (Used to ask someone or something's condition)
the
US / ðə /
•UK / ðə /
- article
- Used to refer to something already mentioned
- Used to show there is only one of something
- determiner
- Used to describe all of a family
lead
US / li:d /
•UK / lid /
- adjecitve
- Being the main part in movies or plays
- noun
- Wire for electricity, computer, etc.; cable
- Information that could help to solve a crime
- Main part in a play or movie
- Heavy, gray metal element
- Rope used to tie something to stop it escaping
- Act of being at the front in a race or game
- verb
- To show the way or guide others
- To be at the front of a race or game
- To travel in front of; go in advance of others
rate
US / reɪt /
•UK / ret /
- noun
- Current price or cost of something
- Speed or frequency of events over time
- verb
- To assess something or consider its qualities
across
US / əˈkrɔs /
•UK / əˈkrɔs,əˈkrɑs /
- adverb
- Distance from one side to another
- (Go) from one side to the other of something
unfortunately
US / ʌnˈfɔ:tʃənətli /
•UK / ʌnˈfɔːrtʃənətli /
- adverb
- In a way that is to be regretted; unluckily
also
US / 'ɔ:lsəʊ /
•UK / ˈɔlso /
- adverb
- In addition; too; in a similar way
level
US / 'levl /
•UK / ˈlɛvəl /
- adjecitve
- (Sports) equal to another
- Being steady and determined (e.g. a voice)
- noun
- Specific height of something
- Amount of ability you have compared to others
- Floor or deck within a building
- Tool used to determine if something is lying flat
- verb
- To aim a gun at someone
- To destroy a building; flatten an area completely
- To make things flat or even
- To make a score equal to another, in sports
into
US / 'ɪntə /
•UK / ˈɪntu /
- preposition
- Moving or going inside something
- In the same direction as; in the direction of
- So as to become; taking the state of
kind
US / kaɪnd /
•UK / kaɪnd /
- adjecitve
- In a caring and helpful manner
- friendly and considerate
- noun
- One type of thing
other
US / 'ʌðə(r) /
•UK / ˈʌðər /
- adjecitve
- A thing different from that mentioned
- determiner
- (Something) else; not the first (one)
- pronoun
- Being the one and only thing of that category
millennial
US / mɪ'lenɪəl /
•UK / mɪ'lenɪrl /
- adjecitve
- Concerning a millennium (a thousand years)
let
US / let /
•UK / lɛt /
- verb
- To allow someone to do something
- Introducing a suggestion to do something together
- To rent a house, etc. to others
this
US / ðɪs /
•UK / ðɪs /
- adjecitve
- Used to indicate something already been discussed
- Used to indicate something happening around now
- adverb
- An indication by a physical motion or gesture
- A specific amount of
- determiner
- Person, thing, or idea near you
- pronoun
- Person, thing that has already been discussed
may
US / meɪ /
•UK / me /
- noun
- 5th month of the year
- other
- Used to express a desire
- Expresses permission, possibility or probability
- Used to show that a thing could be true
term
US / tɜ:m /
•UK / tɚm /
- noun
- Conditions applying to an agreement, contract
- Length of time something is expected to happen
- Fixed period of weeks for learning at school
- The (precise) name given to something
- verb
- To call; give a name to
big
US / bɪɡ /
•UK / bɪɡ /
- adjecitve
- Popular
- Serious
- Large
payment
US / ˈpeɪmənt /
•UK / ˈpemənt /
- noun
- Amount of money that is paid for something
have
US / həv /
•UK / hæv /
- verb
- To drink, smoke, eat or use something
- To experience the effects of something
- To organize an event, or join in an activity
- To own, possess, or hold something
- To cause to happen or produce a particular effect
widespread
US / ˈwaɪdspred /
•UK / ˈwaɪdˈsprɛd /
- adjecitve
- Happening or existing in many places
see
US / si: /
•UK / si /
- verb
- To go on a date with someone
- To predict whether something is, or will be true
- To understand what someone says
- To use your eyes to look at something
- To visit a place often for sightseeing or pleasure
- To visit or meet with someone
- To find out by waiting or looking
- To watch (a game, movie or TV show)
canada
US / 'kænədə /
•UK / ˈkænədə /
- proper noun
- A country in northern North America, the second largest country in the world; population 35,900,000
full
US / fʊl /
•UK / fʊl /
- adjecitve
- Containing all the parts; complete
- Containing or holding as much as possible
- Having had enough food
- adverb
- In a direct manner; completely
analytic
US / ˌænəˈlɪtɪk /
•UK / ˌænəˈlɪtɪk /
- adjecitve
- Of the process of detailed reasoning
know
US / nəʊ /
•UK / noʊ /
- verb
- To be familiar with a person or place, thing
- To feel sure or be convinced about something
- To discover or be aware of something
- To be able to distinguish
- To have knowledge of things
with
US / wɪð /
•UK / wɪð, wɪθ /
- preposition
- As an employee of a certain company
- Against something or someone
- By using something as a means
- Due to; because of
- Including
- Possessing as a feature
- Related to
- (Of the manner/attitude by which you do something)
- Used to express that people or things are together
manage
US / ˈmænɪdʒ /
•UK / ˈmænɪdʒ /
- verb
- To survive hardships and difficulties; to cope
- To run or operate a business by directing others
rack
US / ræk /
•UK / ræk /
- noun
- A frame, stand, hook on which things are hung
- verb
- To cause someone pain or suffering
increase
US / ɪn'kri:s /
•UK / ɪnˈkris /
- noun
- Fact of increasing; amount something grows by
- verb
- To make or become larger in size or amount
interest
US / 'ɪntrəst /
•UK / ˈɪntrɪst, -tərɪst, -ˌtrɛst /
- noun
- Best or most advantageous thing for someone
- Activity or subject one enjoys doing or learning
- Fee for borrowing money
- verb
- To make someone want to know about something
- To persuade to do, become involved with something
part
US / pɑ:t /
•UK / pɑ:rt /
- adjecitve
- To some degree; half; not fully
- noun
- Division of a book
- Ratio of something, e.g. 3 of gin, 1 of tonic
- A line in a person's hair, made with a comb
- Character an actor plays on stage, movie, or TV
- Some, but not all of a specific thing
- Role in causing something to happen
- verb
- To make a line in a person's hair, by using a comb
- To move two things apart creating a space
- To leave someone, or to break off a relationship
young
US / jʌŋ /
•UK / jʌŋ /
- adjecitve
- At an early stage of existence; not mature
- Being recently created or started
- noun
- Babies in a group or family of animals
spending
US / ˈspendɪŋ /
•UK / ˈspɛndɪŋ /
- verb
- To use money to pay for something
- To use time in order to do something
- To use up something completely
hand
US / hænd /
•UK / hænd /
- noun
- Cards given to a player in a card game
- Piece of a clock that points to the time
- Someone who performs physical tasks or work
- Body part at the end of a person's arm
- Help for someone performing a particular action
- Condition of having power or influence
- Member of the crew of a ship
- verb
- To give something to someone personally
before
US / bɪˈfɔ:(r) /
•UK / bɪˈfɔr,-ˈfor /
- adverb
- At a time earlier than the present; previously
- conjunction
- In advance of something happening
- preposition
- In front of someone or something
low
US / ləʊ /
•UK / lo /
- adjecitve
- Having a small quantity, supply, or amount
- Being unhappy or unpleasant in attitude
- Not high; being near the ground, or bottom
- (Of a voice, sound) being soft; quiet
- noun
- Situation of not having a lot of something
lender
US / ˈlendə(r) /
•UK / ˈlendər /
- noun
- Person or business that lends money